$TStateTakeHome
Tax year 2026

Virginia Property Tax Calculator (2026)

Direct Answer

The Virginia median effective property tax rate is 0.73% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $2,920 a year (~$243 a month). Virginia ranks #31 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.

What is the Virginia property tax rate in 2026?

Virginia's median effective property tax rate is 0.73%. On the state median home value of $383,700, the typical bill is about $2,790 a year.

How much is property tax on a $400,000 home in Virginia?

About $2,920 a year, or roughly $243 a month, at the 0.73% median effective rate.

Where does Virginia rank nationally?

Virginia ranks #31 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.21% below the 0.94% US average.

Is this my exact property tax bill?

No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.

Virginia Property Tax Calculator (2026)

Rates updated 2026 (U.S. Census Bureau ACS 2024). Live estimate — state median effective rate.

Home value$400,000
Estimated annual property tax$2,920
Estimated monthly (escrow)$243
Virginia median effective rate0.73%
National rank: #31 of 51 (1 = highest)US avg: 0.94%

Virginia's median effective property tax rate is 0.21% below the US average of 0.94%. Your county, assessed value, and exemptions will change the actual bill.

How does property tax work in Virginia?

Virginia property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.

Because rates vary by county, this page uses the Virginia median effective rate of 0.73%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.

How much is property tax on a home in Virginia?

Home valueRate (0.73%)Annual taxMonthly
$200,0000.73%$1,460$122
$400,0000.73%$2,920$243
$383,700 (state median)0.73%$2,790$233
$750,0000.73%$5,475$456

How do you calculate Virginia property tax by hand?

  1. Find your home's assessed value on your county notice.
  2. Apply your county's assessment ratio if it uses one.
  3. Multiply the taxable value by the local millage (tax) rate.
  4. For a quick estimate, multiply your home value by 0.73% (the Virginia median effective rate).

What exemptions can lower your Virginia property tax?

Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.

Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.

Why is your actual Virginia bill different from this estimate?

Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.

Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.

How does property tax vary by county in Virginia?

Property tax in Virginia is set and collected at the county level, so your rate depends on where you live. Across Virginia's 133 counties, the effective rate ranges from 0.4% in Brunswick County to 1.15% in Falls Church city. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).

CountyEffective rateMedian home valueMedian tax
Accomack County0.5%$204,300$985
Albemarle County0.73%$495,400$3,719
Alexandria city0.92%$735,100$7,024
Alleghany County0.68%$125,800$1,000
Amelia County0.43%$282,400$1,079
Amherst County0.47%$212,400$975
Appomattox County0.52%$207,600$1,073
Arlington County0.85%$895,000$8,153
Augusta County0.47%$306,100$1,446
Bath County0.43%$206,700$797
Bedford County0.43%$297,400$1,285
Bland County0.55%$152,100$846
Botetourt County0.6%$289,200$1,862
Bristol city0.72%$184,100$1,387
Brunswick County0.4%$142,700$820
Buchanan County0.48%$94,900$413
Buckingham County0.48%$173,400$906
Buena Vista city0.88%$156,200$1,421
Campbell County0.46%$211,600$950
Caroline County0.5%$307,700$1,597
Carroll County0.54%$156,500$834
Charles City County0.59%$241,400$1,343
Charlotte County0.5%$144,100$756
Charlottesville city0.82%$486,700$3,915
Chesapeake city0.78%$378,400$3,108
Chesterfield County0.75%$366,000$2,773
Clarke County0.59%$550,100$2,657
Colonial Heights city0.75%$246,600$2,071
Covington city0.86%$83,500$681
Craig County0.58%$189,000$1,064
Culpeper County0.5%$409,200$2,141
Cumberland County0.53%$239,300$1,361
Danville city0.62%$119,100$774
Dickenson County0.51%$102,700$480
Dinwiddie County0.58%$257,800$1,409
Emporia city0.7%$148,500$1,171
Essex County0.58%$238,100$1,348
Fairfax County0.95%$732,800$7,368
Fairfax city0.85%$722,600$6,515
Falls Church city1.15%$1,055,600$10,000
Fauquier County0.67%$573,700$4,320
Floyd County0.46%$225,400$1,245
Fluvanna County0.65%$314,100$1,967
Franklin County0.5%$240,400$1,196
Franklin city0.81%$256,600$1,821
Frederick County0.5%$386,000$1,846
Fredericksburg city0.65%$483,700$2,907
Galax city0.52%$141,300$1,072
Giles County0.54%$151,100$928
Gloucester County0.56%$331,000$1,878
Goochland County0.52%$500,600$2,496
Grayson County0.62%$150,100$843
Greene County0.61%$343,300$2,086
Greensville County0.6%$159,400$855
Halifax County0.5%$155,700$721
Hampton city0.97%$245,700$2,327
Hanover County0.66%$400,400$2,627
Harrisonburg city0.74%$299,100$2,281
Henrico County0.68%$359,200$2,565
Henry County0.48%$134,800$637
Highland County0.69%$200,000$1,135
Hopewell city0.88%$181,600$1,564
Isle of Wight County0.72%$356,500$2,510
James City County0.61%$447,200$2,901
King George County0.55%$428,300$2,254
King William County0.61%$315,700$1,729
King and Queen County0.45%$231,600$1,209
Lancaster County0.49%$327,000$1,558
Lee County0.61%$98,900$595
Lexington city0.85%$275,200$2,224
Loudoun County0.8%$743,800$6,325
Louisa County0.63%$315,300$1,883
Lunenburg County0.4%$150,100$578
Lynchburg city0.81%$229,800$1,804
Madison County0.49%$370,300$1,968
Manassas Park city1.08%$395,900$4,636
Manassas city0.99%$449,900$4,923
Martinsville city0.81%$98,400$760
Mathews County0.49%$360,900$1,547
Mecklenburg County0.5%$192,600$859
Middlesex County0.51%$352,200$1,778
Montgomery County0.82%$304,600$2,249
Nelson County0.56%$321,700$1,622
New Kent County0.6%$393,600$2,503
Newport News city0.94%$260,600$2,634
Norfolk city0.91%$289,900$2,890
Northampton County0.66%$316,200$1,807
Northumberland County0.46%$346,800$1,645
Norton city0.85%$110,000$800
Nottoway County0.43%$167,500$761
Orange County0.59%$364,200$1,997
Page County0.49%$233,200$1,497
Patrick County0.58%$153,400$845
Petersburg city0.87%$189,000$1,523
Pittsylvania County0.57%$161,400$948
Poquoson city0.9%$400,300$3,690
Portsmouth city0.95%$246,900$2,557
Powhatan County0.59%$416,000$2,448
Prince Edward County0.52%$216,600$921
Prince George County0.69%$293,400$2,184
Prince William County0.85%$530,100$4,999
Pulaski County0.63%$191,700$1,202
Radford city0.7%$220,700$1,581
Rappahannock County0.49%$506,400$2,505
Richmond County0.5%$231,500$1,290
Richmond city0.9%$353,000$3,150
Roanoke County0.79%$286,000$2,436
Roanoke city0.95%$190,500$1,893
Rockbridge County0.59%$248,800$1,492
Rockingham County0.55%$313,000$1,645
Russell County0.48%$120,600$576
Salem city0.82%$258,600$2,316
Scott County0.68%$143,000$885
Shenandoah County0.53%$294,900$1,528
Smyth County0.54%$139,600$805
Southampton County0.76%$216,200$1,418
Spotsylvania County0.56%$404,900$2,347
Stafford County0.67%$485,100$3,410
Staunton city0.6%$259,200$1,818
Suffolk city0.87%$347,400$3,229
Surry County0.67%$238,800$1,651
Sussex County0.56%$183,800$1,078
Tazewell County0.61%$118,300$728
Virginia Beach city0.78%$382,500$3,061
Warren County0.52%$348,400$1,819
Washington County0.5%$214,000$1,065
Waynesboro city0.66%$245,500$1,639
Westmoreland County0.62%$269,600$1,628
Williamsburg city0.61%$428,100$2,518
Winchester city0.74%$343,000$2,591
Wise County0.59%$118,600$693
Wythe County0.52%$171,200$900
York County0.63%$433,200$2,794

Related calculators

Verified by our data team

Last updated: June 21, 2026. Effective rates verified against the U.S. Census Bureau American Community Survey (ACS) 2024 — median real-estate taxes paid divided by median owner-occupied home value — and cross-checked with the Tax Foundation and Construction Coverage 2026 compilations.

What are the most frequently asked questions?

  • Virginia's median effective property tax rate is 0.73% (median tax paid divided by median home value, U.S. Census Bureau ACS 2024). Your county rate may differ.

  • About $2,190 a year, or roughly $183 a month, at the 0.73% median effective rate before exemptions.

  • Your county assesses your home's value and applies a local millage rate. For a fast estimate, multiply your home value by the 0.73% Virginia median rate.

  • Most Virginia counties offer a homestead exemption on a primary residence, and many add senior, veteran, and disability relief. Amounts vary by county — confirm with your assessor.

  • This uses the state median rate. Your county may tax above the median, your assessed value may differ, and exemptions change the taxable amount.

Disclaimer: this page is for educational and estimation purposes only; it is property-tax research, NOT tax or legal advice. Property tax is assessed locally by your county and municipality. Figures use each state's median effective rate (U.S. Census Bureau ACS 2024); your county, assessed value, and exemptions (homestead, senior, veteran, disability) will change the actual bill. Always confirm with your county assessor or a qualified professional.