About StateTakeHome
StateTakeHome answers one question with unusual rigor: “how much of my pay do I actually keep?” We build free take-home pay, paycheck and tax calculators for all 50 US states and DC, for every Canadian province (in English and French), and in Spanish for the US Hispanic workforce — more than 550 pages, each one computed by the same verified engine.
Why we exist
Most paycheck calculators run on stale data. When we audited the leading tools in 2026, several still used prior-year Social Security wage bases, outdated California SDI rules, or state brackets that had since been amended by legislation. Payroll math is unforgiving: a single stale rate quietly skews every result. So we made data freshness the entire product — every rate is pulled from the official source (IRS, SSA, each state's Department of Revenue, CRA), labeled with its tax-year vintage, and re-verified when the source changes.
We were also first to model the OBBBA Schedule 1-A deductions (No Tax on Tips, No Tax on Overtime, the senior and car-loan deductions) directly inside a paycheck calculator — with the real per-return caps and phase-outs.
Who is behind it
StateTakeHome is built and maintained by the StateTakeHome Data & Research Team— an independent team of data analysts specialized in tax-code research and market data. We are deliberately honest about what we are: a data house, not a tax advisory. We don't claim credentials we don't hold, and our methodology documents every source we rely on.
What makes the numbers different
- 2026 vintage, verified: federal figures from Rev. Proc. 2025-32 and Pub 15-T; state figures verified DOR by DOR, including mid-cycle legislative changes.
- Reproducible engine: one deterministic calculation engine for every jurisdiction — the prose on a page and the calculator can never disagree.
- Original datasets: our state-by-state take-home and property-tax datasets are published as open data and citable (each page ships Dataset JSON-LD and a machine-readable layer).
- Privacy by design: calculations run entirely in your browser — what you type never reaches our servers.
Contact & corrections
Found a figure that doesn't match its official source? That's the most valuable email we can receive — verified corrections ship within 48 hours. Reach us via the contact page.
