Virginia Take-Home Pay Calculator 2026
Quick Answer: In 2026, Virginia has a progressive income tax from 2.00% to 5.75%. On a gross annual salary of $75,000, a single W-2 filer takes home approximately $58,041, while married joint filers take home about $61,574. Use the paycheck calculator below to estimate your exact net earnings.
What is the state tax in Virginia?
Virginia levies a progressive income tax from 2.00% to 5.75% on W-2 wages. Standard deduction shields a portion from tax.
What do you keep on a $75,000 salary?
Single W-2 filers retain about 77.4% of their gross paycheck, leaving $58,041 net.
How does FICA payroll tax apply?
A flat 6.2% is deducted for Social Security (up to $184,500) and 1.45% is deducted for Medicare.
Are OBBBA tax shelters applicable?
Yes. The federal overtime tax deduction helps W-2 earners shield their half-time overtime premiums from income tax.
How Does Virginia Tax Your Paycheck in 2026?
Your net take-home pay depends on federal income tax brackets, FICA payroll taxes, and state income tax codes. Virginia has a progressive income tax from 2.00% to 5.75% on personal wages. Standard deductions for 2026 are set at $8 750 for single W-2 filers and $17 500 for married joint filers, which reduce taxable income before tax brackets apply.
Federally, tax brackets are progressive, ranging from 10% to 37% (Rev. Proc. 2025-32). FICA taxes are also flat, with 6.2% Social Security (up to $184,500) and 1.45% Medicare.
What Are the Virginia Progressive Tax Brackets?
| Bracket Rate | Single Taxable Range |
|---|---|
| 2.00% | $0 to $3,000 |
| 3.00% | $3,000 to $5,000 |
| 5.00% | $5,000 to $17,000 |
| 5.75% | Over $17,000 |
What Do You Keep: Paycheck Breakdown in Virginia?
The table below outlines how much you keep at different gross annual salaries. These calculations assume a single W-2 filer with a standard deduction and no pre-tax retirement or health insurance contributions:
| Gross Salary | Federal Tax | State Tax | FICA | Take-Home Pay | Effective Rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,114 | $3,825 | $40,241 | 19.5% |
| $75,000 | $7,670 | $3,552 | $5,738 | $58,041 | 22.6% |
| $100,000 | $13,170 | $4,989 | $7,650 | $74,191 | 25.8% |
| $150,000 | $24,734 | $7,864 | $11,475 | $105,927 | 29.4% |
- Federal tax$13,17013%
- Virginia tax$4,9895%
- FICA$7,6508%
- Take-home$74,19174%
- Gross$100,000
What Virginia-specific taxes and rules affect your paycheck?
Virginia withholds a state income tax on a four-bracket schedule that runs from 2% up to a top rate of 5.75%, which applies to taxable income above $17,000. There are no local or city income taxes anywhere in Virginia, so no county or municipality adds a separate wage tax on top of the state rate. This is one place where many generic payroll calculators get Virginia wrong.
Withholding form and state agencies
Employees set their Virginia withholding using Form VA-4, the Virginia Employee's Withholding Exemption Certificate, filed with the employer. The tax is administered by Virginia Tax (the Virginia Department of Taxation), while unemployment insurance is handled by the Virginia Employment Commission (VEC).
No SDI, no paid-leave payroll tax, plus reciprocity
Unlike some states, Virginia has no state disability insurance deduction and no state-run paid-family-leave payroll tax in 2026, so those lines should not reduce your net pay here. Virginia also has income tax reciprocity with Kentucky, Maryland, Pennsylvania, Washington D.C., and West Virginia, which matters for many Northern Virginia commuters who can have tax withheld for their home state instead.
Employer and context figures
On the employer side, state unemployment tax (SUTA) applies to the first $8,000 of each worker's wages, with a new-employer rate of 2.5%. Virginia's minimum wage is $12.77 per hour as of January 1, 2026, and the state's median household income is about $93,170 per the latest Census QuickFacts figures, useful context when comparing your own take-home pay.
How Do You Calculate Your Virginia Paycheck Step-by-Step?
Want to calculate your paycheck manually? Follow this ordered step-by-step list:
- Determine your gross annual wages (or wages per pay period).
- Subtract pre-tax deductions like traditional 401(k) contributions (up to $23,500) and health premiums.
- Subtract your federal standard deduction ($16,100 for single filers, $32,200 for married joint filers) to find your federal taxable income.
- Apply progressive 2026 federal income tax brackets to calculate your federal tax.
- Subtract your state standard deduction (if any) to find state taxable income, and apply the flat rate or progressive brackets of Virginia.
- Compute FICA payroll taxes: 6.2% for Social Security on wages up to $184,500, and 1.45% for Medicare.
- Subtract all calculated taxes and FICA from your gross pay to find your net take-home salary.
How Does the 2026 Federal Deduction Affect Overtime in Virginia?
Under the federal OBBBA overtime tax deduction (valid for tax years 2025 through 2028), the 0.5x premium portion of your time-and-a-half overtime rate is exempt from federal income tax. This deduction is capped at $12,500 for single W-2 filers and $25,000 for married couples filing jointly. You still owe FICA and state income taxes on this premium portion. To calculate your overtime premium tax savings, visit our dedicated No Tax on Overtime Calculator.
How Does Virginia Compare to Neighboring States?
Comparing income taxes across neighboring states helps evaluate job offers and geographical cost advantages: