Connecticut Take-Home Pay Calculator 2026
Quick Answer: In 2026, Connecticut has a progressive income tax from 2.00% to 6.99%. On a gross annual salary of $75,000, a single W-2 filer takes home approximately $58,218, while married joint filers take home about $61,748. Use the paycheck calculator below to estimate your exact net earnings.
What is the state tax in Connecticut?
Connecticut levies a progressive income tax from 2.00% to 6.99% on W-2 wages. Standard deduction shields a portion from tax.
What do you keep on a $75,000 salary?
Single W-2 filers retain about 77.6% of their gross paycheck, leaving $58,218 net.
How does FICA payroll tax apply?
A flat 6.2% is deducted for Social Security (up to $184,500) and 1.45% is deducted for Medicare.
Are OBBBA tax shelters applicable?
Yes. The federal overtime tax deduction helps W-2 earners shield their half-time overtime premiums from income tax.
How Does Connecticut Tax Your Paycheck in 2026?
Your net take-home pay depends on federal income tax brackets, FICA payroll taxes, and state income tax codes. Connecticut has a progressive income tax from 2.00% to 6.99% on personal wages. Standard deductions for 2026 are set at $0 for single W-2 filers and $0 for married joint filers, which reduce taxable income before tax brackets apply.
Federally, tax brackets are progressive, ranging from 10% to 37% (Rev. Proc. 2025-32). FICA taxes are also flat, with 6.2% Social Security (up to $184,500) and 1.45% Medicare.
What Are the Connecticut Progressive Tax Brackets?
| Bracket Rate | Single Taxable Range |
|---|---|
| 2.00% | $0 to $10,000 |
| 4.50% | $10,000 to $50,000 |
| 5.50% | $50,000 to $100,000 |
| 6.00% | $100,000 to $200,000 |
| 6.50% | $200,000 to $250,000 |
| 6.90% | $250,000 to $500,000 |
| 6.99% | Over $500,000 |
What Do You Keep: Paycheck Breakdown in Connecticut?
The table below outlines how much you keep at different gross annual salaries. These calculations assume a single W-2 filer with a standard deduction and no pre-tax retirement or health insurance contributions:
| Gross Salary | Federal Tax | State Tax | FICA | Take-Home Pay | Effective Rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,000 | $3,825 | $40,355 | 19.3% |
| $75,000 | $7,670 | $3,375 | $5,738 | $58,218 | 22.4% |
| $100,000 | $13,170 | $4,750 | $7,650 | $74,430 | 25.6% |
| $150,000 | $24,734 | $7,750 | $11,475 | $106,041 | 29.3% |
- Federal tax$13,17013%
- Connecticut tax$4,7505%
- FICA$7,6508%
- Take-home$74,43074%
- Gross$100,000
What Connecticut-specific taxes and deductions affect your paycheck?
Connecticut levies a progressive state income tax with seven brackets ranging from 2.00% to 6.99%. High earners are subject to a recapture provision (a roughly 3% phase-out) that gradually eliminates the benefit of the lower brackets, so the top earners effectively pay the top rate on all income. Connecticut has no county or city income tax, so no local or occupational wage tax is withheld from your pay.
Connecticut payroll deductions beyond federal tax
One deduction many calculators miss is the Connecticut Paid Leave (PFML) employee contribution of 0.5% of wages. This is a real line item taken from every Connecticut employee's paycheck on top of federal income tax and FICA (Social Security and Medicare), and it funds the state's paid family and medical leave program of up to 12 weeks.
Withholding form and employer accounts
Connecticut withholding is set using Form CT-W4, filed with the Connecticut Department of Revenue Services (DRS). Connecticut does not offer a state standard deduction; it uses personal exemptions and credits instead. For unemployment (SUI/SUTA), employer contributions apply to the first $27,000 of each worker's wages in 2026.
Wages and income context
The Connecticut minimum wage is $16.94 per hour (effective January 1, 2026), with lower tipped minimums. For reference, the state's median household income is about $95,781 (U.S. Census, 2020-2024 in 2024 dollars), which helps frame where a given salary falls relative to typical Connecticut households.
How Do You Calculate Your Connecticut Paycheck Step-by-Step?
Want to calculate your paycheck manually? Follow this ordered step-by-step list:
- Determine your gross annual wages (or wages per pay period).
- Subtract pre-tax deductions like traditional 401(k) contributions (up to $23,500) and health premiums.
- Subtract your federal standard deduction ($16,100 for single filers, $32,200 for married joint filers) to find your federal taxable income.
- Apply progressive 2026 federal income tax brackets to calculate your federal tax.
- Subtract your state standard deduction (if any) to find state taxable income, and apply the flat rate or progressive brackets of Connecticut.
- Compute FICA payroll taxes: 6.2% for Social Security on wages up to $184,500, and 1.45% for Medicare.
- Subtract all calculated taxes and FICA from your gross pay to find your net take-home salary.
How Does the 2026 Federal Deduction Affect Overtime in Connecticut?
Under the federal OBBBA overtime tax deduction (valid for tax years 2025 through 2028), the 0.5x premium portion of your time-and-a-half overtime rate is exempt from federal income tax. This deduction is capped at $12,500 for single W-2 filers and $25,000 for married couples filing jointly. You still owe FICA and state income taxes on this premium portion. To calculate your overtime premium tax savings, visit our dedicated No Tax on Overtime Calculator.
How Does Connecticut Compare to Neighboring States?
Comparing income taxes across neighboring states helps evaluate job offers and geographical cost advantages: