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Tax year 2026

Florida Property Tax Calculator (2026)

Direct Answer

The Florida median effective property tax rate is 0.76% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $3,040 a year (~$253 a month). Florida ranks #28 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.

What is the Florida property tax rate in 2026?

Florida's median effective property tax rate is 0.76%. On the state median home value of $359,000, the typical bill is about $2,730 a year.

How much is property tax on a $400,000 home in Florida?

About $3,040 a year, or roughly $253 a month, at the 0.76% median effective rate.

Where does Florida rank nationally?

Florida ranks #28 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.18% below the 0.94% US average.

Is this my exact property tax bill?

No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.

Florida Property Tax Calculator (2026)

Rates updated 2026 (U.S. Census Bureau ACS 2024). Live estimate — state median effective rate.

Home value$400,000
Estimated annual property tax$3,040
Estimated monthly (escrow)$253
Florida median effective rate0.76%
National rank: #28 of 51 (1 = highest)US avg: 0.94%

Florida's median effective property tax rate is 0.18% below the US average of 0.94%. Your county, assessed value, and exemptions will change the actual bill.

How does property tax work in Florida?

Florida property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.

Because rates vary by county, this page uses the Florida median effective rate of 0.76%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.

How much is property tax on a home in Florida?

Home valueRate (0.76%)Annual taxMonthly
$200,0000.76%$1,520$127
$400,0000.76%$3,040$253
$359,000 (state median)0.76%$2,730$228
$750,0000.76%$5,700$475

How do you calculate Florida property tax by hand?

  1. Find your home's assessed value on your county notice.
  2. Apply your county's assessment ratio if it uses one.
  3. Multiply the taxable value by the local millage (tax) rate.
  4. For a quick estimate, multiply your home value by 0.76% (the Florida median effective rate).

What exemptions can lower your Florida property tax?

Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.

Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.

Why is your actual Florida bill different from this estimate?

Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.

Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.

How does property tax vary by county in Florida?

Property tax in Florida is set and collected at the county level, so your rate depends on where you live. Across Florida's 67 counties, the effective rate ranges from 0.44% in Holmes County to 0.99% in Alachua County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).

CountyEffective rateMedian home valueMedian tax
Alachua County0.99%$288,800$2,773
Baker County0.88%$256,700$1,631
Bay County0.59%$310,500$1,807
Bradford County0.54%$212,500$1,164
Brevard County0.68%$339,600$2,311
Broward County0.96%$414,600$3,890
Calhoun County0.59%$145,300$734
Charlotte County0.84%$328,900$2,785
Citrus County0.63%$245,500$1,430
Clay County0.77%$312,500$2,241
Collier County0.59%$540,700$3,386
Columbia County0.73%$194,900$1,434
DeSoto County0.72%$174,100$1,447
Dixie County0.6%$132,000$813
Duval County0.75%$303,500$2,264
Escambia County0.63%$257,200$1,495
Flagler County0.76%$364,900$2,789
Franklin County0.55%$273,300$1,728
Gadsden County0.53%$174,900$927
Gilchrist County0.61%$199,900$1,302
Glades County0.64%$137,000$1,170
Gulf County0.47%$250,000$1,578
Hamilton County0.48%$111,200$816
Hardee County0.66%$153,600$1,264
Hendry County0.86%$219,200$1,756
Hernando County0.71%$276,000$1,858
Highlands County0.69%$187,900$1,353
Hillsborough County0.84%$371,500$3,010
Holmes County0.44%$110,200$600
Indian River County0.71%$351,500$2,436
Jackson County0.49%$120,800$609
Jefferson County0.65%$232,600$1,439
Lafayette County0.6%$157,200$863
Lake County0.77%$318,400$2,433
Lee County0.78%$362,200$2,858
Leon County0.77%$301,800$2,397
Levy County0.65%$190,600$1,201
Liberty County0.61%$127,300$1,152
Madison County0.64%$116,200$965
Manatee County0.76%$391,400$3,047
Marion County0.72%$243,100$1,806
Martin County0.76%$432,200$3,322
Miami-Dade County0.81%$463,000$3,744
Monroe County0.53%$780,600$4,129
Nassau County0.73%$382,800$2,699
Okaloosa County0.59%$351,200$2,011
Okeechobee County0.73%$193,000$1,423
Orange County0.82%$390,100$2,967
Osceola County0.76%$353,300$2,700
Palm Beach County0.82%$447,300$3,858
Pasco County0.82%$300,900$2,206
Pinellas County0.74%$355,100$2,474
Polk County0.73%$266,500$1,933
Putnam County0.64%$160,300$1,249
Santa Rosa County0.6%$329,800$1,891
Sarasota County0.72%$411,800$3,106
Seminole County0.7%$386,900$2,599
St. Johns County0.75%$489,200$3,721
St. Lucie County0.95%$347,300$3,241
Sumter County0.74%$385,400$3,014
Suwannee County0.67%$171,600$1,213
Taylor County0.65%$114,600$750
Union County0.53%$169,500$980
Volusia County0.78%$313,000$2,395
Wakulla County0.69%$258,300$1,642
Walton County0.49%$425,100$1,902
Washington County0.46%$171,000$792

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Verified by our data team

Last updated: June 21, 2026. Effective rates verified against the U.S. Census Bureau American Community Survey (ACS) 2024 — median real-estate taxes paid divided by median owner-occupied home value — and cross-checked with the Tax Foundation and Construction Coverage 2026 compilations.

What are the most frequently asked questions?

  • Florida's median effective property tax rate is 0.76% (median tax paid divided by median home value, U.S. Census Bureau ACS 2024). Your county rate may differ.

  • About $2,280 a year, or roughly $190 a month, at the 0.76% median effective rate before exemptions.

  • Your county assesses your home's value and applies a local millage rate. For a fast estimate, multiply your home value by the 0.76% Florida median rate.

  • Most Florida counties offer a homestead exemption on a primary residence, and many add senior, veteran, and disability relief. Amounts vary by county — confirm with your assessor.

  • This uses the state median rate. Your county may tax above the median, your assessed value may differ, and exemptions change the taxable amount.

Disclaimer: this page is for educational and estimation purposes only; it is property-tax research, NOT tax or legal advice. Property tax is assessed locally by your county and municipality. Figures use each state's median effective rate (U.S. Census Bureau ACS 2024); your county, assessed value, and exemptions (homestead, senior, veteran, disability) will change the actual bill. Always confirm with your county assessor or a qualified professional.