Texas Property Tax Calculator (2026)
The Texas median effective property tax rate is 1.49% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $5,960 a year (~$497 a month). Texas ranks #7 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.
What is the Texas property tax rate in 2026?
Texas's median effective property tax rate is 1.49%. On the state median home value of $283,800, the typical bill is about $4,232 a year.
How much is property tax on a $400,000 home in Texas?
About $5,960 a year, or roughly $497 a month, at the 1.49% median effective rate.
Where does Texas rank nationally?
Texas ranks #7 of 51 by median effective rate (1 = highest), among the highest in the country. That is 0.55% above the 0.94% US average.
Is this my exact property tax bill?
No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.
How does property tax work in Texas?
Texas property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.
Because rates vary by county, this page uses the Texas median effective rate of 1.49%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.
How much is property tax on a home in Texas?
| Home value | Rate (1.49%) | Annual tax | Monthly |
|---|---|---|---|
| $200,000 | 1.49% | $2,980 | $248 |
| $400,000 | 1.49% | $5,960 | $497 |
| $283,800 (state median) | 1.49% | $4,232 | $353 |
| $750,000 | 1.49% | $11,175 | $931 |
How do you calculate Texas property tax by hand?
- Find your home's assessed value on your county notice.
- Apply your county's assessment ratio if it uses one.
- Multiply the taxable value by the local millage (tax) rate.
- For a quick estimate, multiply your home value by 1.49% (the Texas median effective rate).
What exemptions can lower your Texas property tax?
Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.
Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.
Why is your actual Texas bill different from this estimate?
Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.
Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.
How does property tax vary by county in Texas?
Property tax in Texas is set and collected at the county level, so your rate depends on where you live. Across Texas's 249 counties, the effective rate ranges from 0.22% in Borden County to 1.8% in El Paso County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).
| County | Effective rate | Median home value | Median tax |
|---|---|---|---|
| Anderson County | 0.91% | $185,300 | $1,702 |
| Andrews County | 1.13% | $195,700 | $2,509 |
| Angelina County | 1.13% | $163,500 | $1,775 |
| Aransas County | 1.01% | $265,400 | $2,705 |
| Archer County | 1.29% | $189,100 | $2,296 |
| Armstrong County | 1.06% | $171,500 | $2,111 |
| Atascosa County | 1.15% | $174,800 | $2,254 |
| Austin County | 1% | $296,900 | $3,433 |
| Bailey County | 0.74% | $105,300 | $1,601 |
| Bandera County | 0.81% | $278,400 | $2,438 |
| Bastrop County | 1.17% | $314,800 | $4,453 |
| Baylor County | 0.54% | $103,100 | $1,288 |
| Bee County | 1.25% | $111,300 | $1,615 |
| Bell County | 1.21% | $241,000 | $3,476 |
| Bexar County | 1.55% | $262,200 | $4,535 |
| Blanco County | 1.02% | $483,500 | $4,510 |
| Borden County | 0.22% | $108,900 | $460 |
| Bosque County | 0.86% | $200,900 | $1,959 |
| Bowie County | 1.17% | $173,000 | $2,037 |
| Brazoria County | 1.69% | $301,600 | $5,001 |
| Brazos County | 1.38% | $296,000 | $4,568 |
| Brewster County | 0.98% | $227,000 | $2,574 |
| Briscoe County | 0.74% | $90,300 | $981 |
| Brooks County | 1.15% | $81,000 | $1,060 |
| Brown County | 1.13% | $158,900 | $1,770 |
| Burleson County | 1.01% | $191,000 | $1,816 |
| Burnet County | 0.94% | $344,000 | $3,639 |
| Caldwell County | 1.05% | $240,500 | $3,235 |
| Calhoun County | 1% | $171,200 | $2,153 |
| Callahan County | 0.78% | $145,500 | $1,318 |
| Cameron County | 1.35% | $136,500 | $2,042 |
| Camp County | 0.98% | $173,100 | $1,901 |
| Carson County | 1.36% | $143,000 | $1,705 |
| Cass County | 0.67% | $146,400 | $1,375 |
| Castro County | 1.2% | $95,000 | $876 |
| Chambers County | 1.01% | $329,500 | $3,474 |
| Cherokee County | 0.95% | $169,300 | $1,963 |
| Childress County | 1.4% | $125,400 | $1,496 |
| Clay County | 1.01% | $171,500 | $2,182 |
| Cochran County | 1.01% | $53,200 | $583 |
| Coke County | 0.94% | $117,900 | $1,372 |
| Coleman County | 0.94% | $92,500 | $1,252 |
| Collin County | 1.48% | $475,600 | $7,521 |
| Collingsworth County | 0.91% | $104,000 | $1,314 |
| Colorado County | 0.77% | $209,800 | $2,204 |
| Comal County | 1.04% | $427,200 | $4,833 |
| Comanche County | 0.98% | $155,600 | $2,096 |
| Concho County | 0.99% | $107,400 | $1,799 |
| Cooke County | 1.06% | $240,400 | $2,864 |
| Coryell County | 1% | $195,300 | $2,654 |
| Cottle County | 1.15% | $59,300 | $680 |
| Crane County | 0.95% | $129,400 | $1,346 |
| Crosby County | 1.16% | $80,900 | $1,480 |
| Culberson County | 1.14% | $79,300 | $769 |
| Dallam County | 1.2% | $151,400 | $1,736 |
| Dallas County | 1.45% | $303,000 | $4,798 |
| Dawson County | 1.46% | $103,400 | $1,677 |
| DeWitt County | 0.86% | $170,900 | $1,469 |
| Deaf Smith County | 1.45% | $121,300 | $1,801 |
| Delta County | 1.16% | $164,300 | $1,563 |
| Denton County | 1.46% | $437,200 | $7,055 |
| Dickens County | 0.92% | $65,300 | $939 |
| Dimmit County | 0.82% | $85,500 | $1,223 |
| Donley County | 0.76% | $96,400 | $1,117 |
| Duval County | 0.99% | $89,400 | $1,148 |
| Eastland County | 0.99% | $134,800 | $1,459 |
| Ector County | 1.27% | $200,200 | $2,538 |
| El Paso County | 1.8% | $180,400 | $3,660 |
| Ellis County | 1.24% | $348,600 | $4,697 |
| Erath County | 0.88% | $269,100 | $2,887 |
| Falls County | 0.97% | $110,900 | $1,522 |
| Fannin County | 0.86% | $233,700 | $2,529 |
| Fayette County | 0.73% | $293,900 | $2,611 |
| Fisher County | 1.01% | $78,600 | $1,359 |
| Floyd County | 1.45% | $89,600 | $1,107 |
| Foard County | 1.34% | $70,700 | $790 |
| Fort Bend County | 1.77% | $374,500 | $6,965 |
| Franklin County | 0.81% | $226,300 | $2,023 |
| Freestone County | 0.98% | $168,000 | $1,580 |
| Frio County | 1.33% | $107,700 | $1,670 |
| Gaines County | 1.5% | $200,700 | $3,142 |
| Galveston County | 1.4% | $314,600 | $4,442 |
| Garza County | 1.33% | $77,800 | $1,220 |
| Gillespie County | 0.83% | $460,700 | $4,496 |
| Glasscock County | 0.6% | $245,200 | $1,346 |
| Goliad County | 0.95% | $192,500 | $1,812 |
| Gonzales County | 0.91% | $159,100 | $2,084 |
| Gray County | 1.44% | $102,900 | $1,408 |
| Grayson County | 1.23% | $248,400 | $3,146 |
| Gregg County | 1.16% | $203,400 | $2,368 |
| Grimes County | 0.9% | $237,400 | $2,414 |
| Guadalupe County | 1.19% | $304,400 | $4,343 |
| Hale County | 1.3% | $116,500 | $1,525 |
| Hall County | 1.18% | $86,100 | $1,086 |
| Hamilton County | 0.81% | $147,700 | $1,863 |
| Hansford County | 1.43% | $124,800 | $2,261 |
| Hardeman County | 0.86% | $81,900 | $848 |
| Hardin County | 1.16% | $205,700 | $2,238 |
| Harris County | 1.5% | $276,600 | $4,489 |
| Harrison County | 0.96% | $180,400 | $1,758 |
| Hartley County | 1.08% | $262,500 | $2,645 |
| Haskell County | 0.96% | $98,700 | $1,140 |
| Hays County | 1.4% | $399,800 | $6,649 |
| Hemphill County | 1.24% | $205,700 | $2,390 |
| Henderson County | 0.98% | $211,300 | $1,991 |
| Hidalgo County | 1.63% | $140,900 | $2,279 |
| Hill County | 1.05% | $179,200 | $2,078 |
| Hockley County | 0.94% | $127,000 | $1,760 |
| Hood County | 0.97% | $306,400 | $3,217 |
| Hopkins County | 0.68% | $221,100 | $2,221 |
| Houston County | 0.75% | $164,900 | $1,387 |
| Howard County | 1.11% | $155,600 | $1,480 |
| Hudspeth County | 0.95% | $64,000 | $801 |
| Hunt County | 1.18% | $241,700 | $3,002 |
| Hutchinson County | 1.45% | $119,100 | $1,602 |
| Irion County | 1.17% | $204,400 | $1,424 |
| Jack County | 0.84% | $251,200 | $2,453 |
| Jackson County | 1.06% | $203,900 | $2,085 |
| Jasper County | 0.89% | $136,400 | $1,326 |
| Jeff Davis County | 0.51% | $226,200 | $1,365 |
| Jefferson County | 1.5% | $169,500 | $2,600 |
| Jim Hogg County | 1.34% | $129,400 | $1,258 |
| Jim Wells County | 1.21% | $123,600 | $1,426 |
| Johnson County | 1.19% | $285,900 | $3,557 |
| Jones County | 1.2% | $96,500 | $1,535 |
| Karnes County | 0.61% | $149,000 | $1,392 |
| Kaufman County | 1.49% | $320,900 | $5,377 |
| Kendall County | 1% | $512,700 | $5,656 |
| Kent County | 0.52% | $122,200 | $835 |
| Kerr County | 0.89% | $321,200 | $3,103 |
| Kimble County | 0.88% | $201,300 | $2,559 |
| Kinney County | 1.25% | $82,000 | $1,158 |
| Kleberg County | 1.44% | $161,300 | $2,369 |
| Knox County | 1.54% | $77,300 | $1,237 |
| La Salle County | 1.26% | $97,800 | $1,434 |
| Lamar County | 0.88% | $200,700 | $1,748 |
| Lamb County | 1.12% | $82,400 | $919 |
| Lampasas County | 0.76% | $250,400 | $2,929 |
| Lavaca County | 0.76% | $228,300 | $2,041 |
| Lee County | 0.88% | $267,800 | $2,584 |
| Leon County | 0.62% | $186,400 | $1,283 |
| Liberty County | 1.2% | $181,700 | $2,133 |
| Limestone County | 0.94% | $164,200 | $1,953 |
| Lipscomb County | 1.35% | $124,300 | $1,748 |
| Live Oak County | 0.75% | $159,200 | $1,525 |
| Llano County | 0.68% | $356,500 | $2,658 |
| Lubbock County | 1.5% | $214,100 | $3,241 |
| Lynn County | 1.33% | $147,300 | $2,604 |
| Madison County | 0.96% | $176,200 | $1,726 |
| Marion County | 0.9% | $101,500 | $749 |
| Martin County | 0.72% | $174,800 | $1,587 |
| Mason County | 0.64% | $293,600 | $2,461 |
| Matagorda County | 1.22% | $172,900 | $2,328 |
| Maverick County | 1.33% | $158,700 | $1,976 |
| McCulloch County | 1.05% | $150,500 | $1,494 |
| McLennan County | 1.36% | $243,600 | $3,471 |
| McMullen County | 0.84% | $97,100 | $400 |
| Medina County | 1.23% | $239,600 | $3,165 |
| Menard County | 1.13% | $108,500 | $2,111 |
| Midland County | 1.19% | $312,700 | $3,832 |
| Milam County | 0.92% | $189,800 | $1,875 |
| Mills County | 0.67% | $223,700 | $1,740 |
| Mitchell County | 1.68% | $85,800 | $1,599 |
| Montague County | 0.88% | $206,400 | $1,902 |
| Montgomery County | 1.44% | $346,200 | $5,268 |
| Moore County | 1.35% | $152,600 | $1,985 |
| Morris County | 0.96% | $120,400 | $1,329 |
| Motley County | 0.96% | $88,000 | $904 |
| Nacogdoches County | 0.86% | $169,200 | $1,399 |
| Navarro County | 1.05% | $172,600 | $2,075 |
| Newton County | 0.87% | $103,100 | $846 |
| Nolan County | 1.4% | $96,300 | $1,475 |
| Nueces County | 1.4% | $208,800 | $3,330 |
| Ochiltree County | 1.44% | $134,400 | $1,906 |
| Oldham County | 1.14% | $162,800 | $1,780 |
| Orange County | 1.23% | $173,400 | $2,152 |
| Palo Pinto County | 1.07% | $198,000 | $2,204 |
| Panola County | 0.88% | $158,100 | $1,242 |
| Parker County | 1.27% | $375,900 | $5,249 |
| Parmer County | 1.24% | $146,700 | $1,872 |
| Pecos County | 0.8% | $165,700 | $1,707 |
| Polk County | 0.92% | $184,800 | $1,661 |
| Potter County | 1.41% | $147,300 | $2,145 |
| Presidio County | 1.02% | $121,300 | $1,506 |
| Rains County | 1.12% | $241,100 | $2,458 |
| Randall County | 1.37% | $238,800 | $3,610 |
| Reagan County | 0.86% | $171,500 | $1,579 |
| Real County | 0.71% | $112,500 | $1,207 |
| Red River County | 0.74% | $121,500 | $1,224 |
| Reeves County | 0.97% | $118,000 | $1,271 |
| Refugio County | 1.09% | $99,000 | $1,458 |
| Roberts County | 0.93% | $161,500 | $1,786 |
| Robertson County | 0.69% | $185,900 | $1,882 |
| Rockwall County | 1.42% | $415,500 | $6,396 |
| Runnels County | 1.38% | $109,300 | $1,498 |
| Rusk County | 0.91% | $171,300 | $1,793 |
| Sabine County | 0.79% | $153,100 | $1,260 |
| San Augustine County | 0.52% | $99,900 | $676 |
| San Jacinto County | 0.94% | $209,300 | $2,066 |
| San Patricio County | 1.31% | $192,400 | $2,866 |
| San Saba County | 0.58% | $168,700 | $1,513 |
| Schleicher County | 1.06% | $122,700 | $1,532 |
| Scurry County | 1.36% | $113,800 | $1,445 |
| Shackelford County | 1.2% | $174,800 | $2,004 |
| Shelby County | 0.64% | $101,500 | $1,024 |
| Sherman County | 1.59% | $146,900 | $2,531 |
| Smith County | 1.15% | $240,700 | $2,804 |
| Somervell County | 0.65% | $289,500 | $2,634 |
| Starr County | 1.22% | $95,100 | $1,083 |
| Stephens County | 1.14% | $110,200 | $1,633 |
| Sterling County | 0.89% | $147,000 | $1,894 |
| Stonewall County | 1.46% | $48,600 | $872 |
| Sutton County | 1.59% | $155,700 | $1,907 |
| Swisher County | 1.39% | $86,300 | $1,487 |
| Tarrant County | 1.54% | $323,900 | $5,334 |
| Taylor County | 1.25% | $198,600 | $2,728 |
| Terrell County | 0.96% | $137,500 | $1,259 |
| Terry County | 1.45% | $105,400 | $1,779 |
| Throckmorton County | 1% | $89,500 | $1,148 |
| Titus County | 1.1% | $174,000 | $2,096 |
| Tom Green County | 1.29% | $197,000 | $2,532 |
| Travis County | 1.31% | $523,000 | $7,727 |
| Trinity County | 0.98% | $119,500 | $1,264 |
| Tyler County | 0.97% | $157,300 | $1,404 |
| Upshur County | 1.09% | $167,800 | $1,993 |
| Upton County | 1.07% | $109,000 | $1,177 |
| Uvalde County | 1.16% | $150,800 | $2,173 |
| Val Verde County | 1.31% | $164,600 | $2,354 |
| Van Zandt County | 0.84% | $222,100 | $2,298 |
| Victoria County | 1.42% | $209,900 | $3,061 |
| Walker County | 1.06% | $226,900 | $2,669 |
| Waller County | 1.27% | $318,700 | $4,046 |
| Ward County | 0.33% | $150,700 | $965 |
| Washington County | 0.79% | $288,100 | $3,143 |
| Webb County | 1.58% | $189,900 | $3,421 |
| Wharton County | 1.31% | $189,900 | $2,881 |
| Wheeler County | 1.44% | $106,100 | $1,470 |
| Wichita County | 1.55% | $153,700 | $2,522 |
| Wilbarger County | 1.48% | $89,400 | $1,432 |
| Willacy County | 1.46% | $73,600 | $1,240 |
| Williamson County | 1.5% | $447,000 | $7,205 |
| Wilson County | 1.2% | $321,300 | $3,928 |
| Winkler County | 0.76% | $148,200 | $1,119 |
| Wise County | 1.09% | $304,900 | $3,466 |
| Wood County | 0.73% | $216,500 | $1,900 |
| Yoakum County | 1.12% | $182,600 | $1,715 |
| Young County | 1.18% | $175,800 | $1,957 |
| Zapata County | 0.69% | $97,100 | $920 |
| Zavala County | 1.3% | $98,800 | $1,512 |