Idaho Take-Home Pay Calculator 2026
Quick Answer: In 2026, Idaho has a flat 5.30% income tax. On a gross annual salary of $75,000, a single W-2 filer takes home approximately $58,471, while married joint filers take home about $62,354. Use the paycheck calculator below to estimate your exact net earnings.
What is the state tax in Idaho?
Idaho levies a flat 5.30% income tax on W-2 wages. Standard deduction shields a portion from tax.
What do you keep on a $75,000 salary?
Single W-2 filers retain about 78.0% of their gross paycheck, leaving $58,471 net.
How does FICA payroll tax apply?
A flat 6.2% is deducted for Social Security (up to $184,500) and 1.45% is deducted for Medicare.
Are OBBBA tax shelters applicable?
Yes. The federal overtime tax deduction helps W-2 earners shield their half-time overtime premiums from income tax.
How Does Idaho Tax Your Paycheck in 2026?
Your net take-home pay depends on federal income tax brackets, FICA payroll taxes, and state income tax codes. Idaho has a flat 5.30% income tax on personal wages. Standard deductions for 2026 are set at $16 100 for single W-2 filers and $32 200 for married joint filers, which reduce taxable income before tax brackets apply.
Federally, tax brackets are progressive, ranging from 10% to 37% (Rev. Proc. 2025-32). FICA taxes are also flat, with 6.2% Social Security (up to $184,500) and 1.45% Medicare.
What Do You Keep: Paycheck Breakdown in Idaho?
The table below outlines how much you keep at different gross annual salaries. These calculations assume a single W-2 filer with a standard deduction and no pre-tax retirement or health insurance contributions:
| Gross Salary | Federal Tax | State Tax | FICA | Take-Home Pay | Effective Rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,797 | $3,825 | $40,558 | 18.9% |
| $75,000 | $7,670 | $3,122 | $5,738 | $58,471 | 22.0% |
| $100,000 | $13,170 | $4,447 | $7,650 | $74,733 | 25.3% |
| $150,000 | $24,734 | $7,097 | $11,475 | $106,694 | 28.9% |
- Federal tax$13,17013%
- Idaho tax$4,4474%
- FICA$7,6508%
- Take-home$74,73375%
- Gross$100,000
What Idaho-specific taxes affect your paycheck?
Idaho taxes wage income at a single flat rate of 5.30% for 2026, after the cut enacted by House Bill 40 (the rate was 5.695% before and 5.8% in earlier years). Older calculators that still show "0% to 5.8%" or "seven income tax brackets" are out of date: Idaho replaced its graduated brackets with one flat rate.
Local and occupational taxes
Idaho has no local, city, or county income taxes and no occupational wage tax. The only income tax withheld from your wages is the state flat rate plus federal income tax and FICA, so your Idaho withholding does not change from Boise to Idaho Falls anywhere in the Gem State.
Withholding form and state agency
Idaho uses its own withholding certificate, Form ID W-4, administered by the Idaho State Tax Commission. Employers file and remit through the commission's Taxpayer Access Point (TAP).
Unemployment, paid leave, and wage context
- State unemployment insurance (SUI/SUTA) applies to the first $58,300 of each worker's wages in 2026; this is paid by the employer, not deducted from your paycheck.
- Idaho has no state paid-family-leave or disability payroll deduction, so nothing is withheld for those programs.
- The Idaho minimum wage is $7.25 per hour ($3.35 tipped) for 2026.
- For context, Idaho's median household income is roughly $77,800 per year, per U.S. Census QuickFacts.
How Do You Calculate Your Idaho Paycheck Step-by-Step?
Want to calculate your paycheck manually? Follow this ordered step-by-step list:
- Determine your gross annual wages (or wages per pay period).
- Subtract pre-tax deductions like traditional 401(k) contributions (up to $23,500) and health premiums.
- Subtract your federal standard deduction ($16,100 for single filers, $32,200 for married joint filers) to find your federal taxable income.
- Apply progressive 2026 federal income tax brackets to calculate your federal tax.
- Subtract your state standard deduction (if any) to find state taxable income, and apply the flat rate or progressive brackets of Idaho.
- Compute FICA payroll taxes: 6.2% for Social Security on wages up to $184,500, and 1.45% for Medicare.
- Subtract all calculated taxes and FICA from your gross pay to find your net take-home salary.
How Does the 2026 Federal Deduction Affect Overtime in Idaho?
Under the federal OBBBA overtime tax deduction (valid for tax years 2025 through 2028), the 0.5x premium portion of your time-and-a-half overtime rate is exempt from federal income tax. This deduction is capped at $12,500 for single W-2 filers and $25,000 for married couples filing jointly. You still owe FICA and state income taxes on this premium portion. To calculate your overtime premium tax savings, visit our dedicated No Tax on Overtime Calculator.
How Does Idaho Compare to Neighboring States?
Comparing income taxes across neighboring states helps evaluate job offers and geographical cost advantages: