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Tax year 2026

South Carolina Property Tax Calculator (2026)

Direct Answer

The South Carolina median effective property tax rate is 0.48% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $1,920 a year (~$160 a month). South Carolina ranks #46 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.

What is the South Carolina property tax rate in 2026?

South Carolina's median effective property tax rate is 0.48%. On the state median home value of $259,000, the typical bill is about $1,251 a year.

How much is property tax on a $400,000 home in South Carolina?

About $1,920 a year, or roughly $160 a month, at the 0.48% median effective rate.

Where does South Carolina rank nationally?

South Carolina ranks #46 of 51 by median effective rate (1 = highest), among the lowest in the country. That is 0.46% below the 0.94% US average.

Is this my exact property tax bill?

No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.

South Carolina Property Tax Calculator (2026)

Rates updated 2026 (U.S. Census Bureau ACS 2024). Live estimate — state median effective rate.

Home value$400,000
Estimated annual property tax$1,920
Estimated monthly (escrow)$160
South Carolina median effective rate0.48%
National rank: #46 of 51 (1 = highest)US avg: 0.94%

South Carolina's median effective property tax rate is 0.46% below the US average of 0.94%. Your county, assessed value, and exemptions will change the actual bill.

How does property tax work in South Carolina?

South Carolina property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.

Because rates vary by county, this page uses the South Carolina median effective rate of 0.48%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.

How much is property tax on a home in South Carolina?

Home valueRate (0.48%)Annual taxMonthly
$200,0000.48%$960$80
$400,0000.48%$1,920$160
$259,000 (state median)0.48%$1,251$104
$750,0000.48%$3,600$300

How do you calculate South Carolina property tax by hand?

  1. Find your home's assessed value on your county notice.
  2. Apply your county's assessment ratio if it uses one.
  3. Multiply the taxable value by the local millage (tax) rate.
  4. For a quick estimate, multiply your home value by 0.48% (the South Carolina median effective rate).

What exemptions can lower your South Carolina property tax?

Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.

Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.

Why is your actual South Carolina bill different from this estimate?

Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.

Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.

How does property tax vary by county in South Carolina?

Property tax in South Carolina is set and collected at the county level, so your rate depends on where you live. Across South Carolina's 46 counties, the effective rate ranges from 0.36% in Calhoun County to 0.71% in Bamberg County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).

CountyEffective rateMedian home valueMedian tax
Abbeville County0.42%$178,800$782
Aiken County0.47%$218,000$897
Allendale County0.5%$76,200$669
Anderson County0.5%$231,900$1,043
Bamberg County0.71%$97,800$811
Barnwell County0.6%$106,000$775
Beaufort County0.5%$455,600$2,174
Berkeley County0.49%$310,300$1,400
Calhoun County0.36%$172,100$704
Charleston County0.4%$489,100$1,901
Cherokee County0.5%$142,000$614
Chester County0.5%$158,300$890
Chesterfield County0.41%$116,200$487
Clarendon County0.52%$158,000$883
Colleton County0.54%$162,500$900
Darlington County0.46%$158,200$652
Dillon County0.44%$85,400$452
Dorchester County0.6%$329,300$1,851
Edgefield County0.47%$202,700$875
Fairfield County0.44%$151,200$776
Florence County0.47%$177,900$756
Georgetown County0.41%$289,500$1,190
Greenville County0.51%$299,000$1,512
Greenwood County0.54%$180,500$964
Hampton County0.63%$112,000$897
Horry County0.38%$287,700$944
Jasper County0.55%$325,500$1,852
Kershaw County0.51%$217,100$1,013
Lancaster County0.54%$329,900$1,657
Laurens County0.43%$170,600$698
Lee County0.49%$104,600$599
Lexington County0.48%$234,500$1,151
Marion County0.44%$93,200$436
Marlboro County0.51%$82,000$496
McCormick County0.52%$168,700$948
Newberry County0.53%$173,300$1,154
Oconee County0.38%$237,100$899
Orangeburg County0.58%$115,800$749
Pickens County0.43%$231,900$866
Richland County0.64%$242,800$1,637
Saluda County0.43%$146,500$747
Spartanburg County0.58%$233,300$1,274
Sumter County0.54%$165,300$881
Union County0.43%$103,600$579
Williamsburg County0.62%$104,500$687
York County0.53%$361,300$1,740

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Verified by our data team

Last updated: June 21, 2026. Effective rates verified against the U.S. Census Bureau American Community Survey (ACS) 2024 — median real-estate taxes paid divided by median owner-occupied home value — and cross-checked with the Tax Foundation and Construction Coverage 2026 compilations.

What are the most frequently asked questions?

  • South Carolina's median effective property tax rate is 0.48% (median tax paid divided by median home value, U.S. Census Bureau ACS 2024). Your county rate may differ.

  • About $1,440 a year, or roughly $120 a month, at the 0.48% median effective rate before exemptions.

  • Your county assesses your home's value and applies a local millage rate. For a fast estimate, multiply your home value by the 0.48% South Carolina median rate.

  • Most South Carolina counties offer a homestead exemption on a primary residence, and many add senior, veteran, and disability relief. Amounts vary by county — confirm with your assessor.

  • This uses the state median rate. Your county may tax above the median, your assessed value may differ, and exemptions change the taxable amount.

Disclaimer: this page is for educational and estimation purposes only; it is property-tax research, NOT tax or legal advice. Property tax is assessed locally by your county and municipality. Figures use each state's median effective rate (U.S. Census Bureau ACS 2024); your county, assessed value, and exemptions (homestead, senior, veteran, disability) will change the actual bill. Always confirm with your county assessor or a qualified professional.