Oklahoma Property Tax Calculator (2026)
The Oklahoma median effective property tax rate is 0.8% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $3,200 a year (~$267 a month). Oklahoma ranks #26 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.
What is the Oklahoma property tax rate in 2026?
Oklahoma's median effective property tax rate is 0.8%. On the state median home value of $199,800, the typical bill is about $1,599 a year.
How much is property tax on a $400,000 home in Oklahoma?
About $3,200 a year, or roughly $267 a month, at the 0.8% median effective rate.
Where does Oklahoma rank nationally?
Oklahoma ranks #26 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.14% below the 0.94% US average.
Is this my exact property tax bill?
No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.
How does property tax work in Oklahoma?
Oklahoma property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.
Because rates vary by county, this page uses the Oklahoma median effective rate of 0.8%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.
How much is property tax on a home in Oklahoma?
| Home value | Rate (0.8%) | Annual tax | Monthly |
|---|---|---|---|
| $200,000 | 0.8% | $1,600 | $133 |
| $400,000 | 0.8% | $3,200 | $267 |
| $199,800 (state median) | 0.8% | $1,599 | $133 |
| $750,000 | 0.8% | $6,000 | $500 |
How do you calculate Oklahoma property tax by hand?
- Find your home's assessed value on your county notice.
- Apply your county's assessment ratio if it uses one.
- Multiply the taxable value by the local millage (tax) rate.
- For a quick estimate, multiply your home value by 0.8% (the Oklahoma median effective rate).
What exemptions can lower your Oklahoma property tax?
Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.
Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.
Why is your actual Oklahoma bill different from this estimate?
Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.
Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.
How does property tax vary by county in Oklahoma?
Property tax in Oklahoma is set and collected at the county level, so your rate depends on where you live. Across Oklahoma's 77 counties, the effective rate ranges from 0.34% in Pushmataha County to 0.98% in Tulsa County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).
| County | Effective rate | Median home value | Median tax |
|---|---|---|---|
| Adair County | 0.51% | $117,800 | $569 |
| Alfalfa County | 0.56% | $101,500 | $592 |
| Atoka County | 0.37% | $157,600 | $872 |
| Beaver County | 0.76% | $130,100 | $1,020 |
| Beckham County | 0.82% | $143,500 | $1,207 |
| Blaine County | 0.61% | $126,900 | $730 |
| Bryan County | 0.58% | $174,900 | $1,118 |
| Caddo County | 0.55% | $115,700 | $626 |
| Canadian County | 0.81% | $246,200 | $2,394 |
| Carter County | 0.66% | $168,500 | $1,244 |
| Cherokee County | 0.49% | $168,500 | $911 |
| Choctaw County | 0.39% | $126,500 | $520 |
| Cimarron County | 0.51% | $98,600 | $395 |
| Cleveland County | 0.92% | $235,700 | $2,360 |
| Coal County | 0.42% | $115,700 | $609 |
| Comanche County | 0.68% | $163,800 | $1,449 |
| Cotton County | 0.77% | $113,900 | $840 |
| Craig County | 0.42% | $150,500 | $823 |
| Creek County | 0.67% | $182,100 | $1,298 |
| Custer County | 0.76% | $181,500 | $1,248 |
| Delaware County | 0.51% | $175,300 | $1,051 |
| Dewey County | 0.65% | $133,600 | $689 |
| Ellis County | 0.59% | $119,100 | $877 |
| Garfield County | 0.87% | $160,100 | $1,389 |
| Garvin County | 0.49% | $147,800 | $818 |
| Grady County | 0.7% | $205,800 | $1,400 |
| Grant County | 0.57% | $105,700 | $513 |
| Greer County | 0.46% | $109,100 | $545 |
| Harmon County | 0.7% | $79,700 | $537 |
| Harper County | 0.7% | $99,200 | $634 |
| Haskell County | 0.41% | $138,800 | $598 |
| Hughes County | 0.54% | $102,000 | $615 |
| Jackson County | 0.64% | $158,400 | $941 |
| Jefferson County | 0.56% | $82,500 | $517 |
| Johnston County | 0.46% | $116,500 | $650 |
| Kay County | 0.66% | $124,700 | $821 |
| Kingfisher County | 0.66% | $215,800 | $1,242 |
| Kiowa County | 0.61% | $96,100 | $560 |
| Latimer County | 0.49% | $107,900 | $567 |
| Le Flore County | 0.59% | $135,700 | $845 |
| Lincoln County | 0.38% | $166,500 | $935 |
| Logan County | 0.72% | $246,700 | $1,914 |
| Love County | 0.49% | $171,000 | $1,072 |
| Major County | 0.66% | $149,600 | $940 |
| Marshall County | 0.71% | $164,500 | $903 |
| Mayes County | 0.6% | $188,200 | $1,222 |
| McClain County | 0.77% | $255,900 | $2,023 |
| McCurtain County | 0.35% | $144,500 | $528 |
| McIntosh County | 0.58% | $146,200 | $832 |
| Murray County | 0.43% | $159,800 | $665 |
| Muskogee County | 0.61% | $153,200 | $1,021 |
| Noble County | 0.55% | $146,400 | $1,172 |
| Nowata County | 0.53% | $137,800 | $891 |
| Okfuskee County | 0.45% | $115,900 | $560 |
| Oklahoma County | 0.92% | $222,900 | $2,155 |
| Okmulgee County | 0.68% | $121,200 | $796 |
| Osage County | 0.69% | $182,100 | $1,248 |
| Ottawa County | 0.6% | $123,300 | $763 |
| Pawnee County | 0.59% | $131,500 | $876 |
| Payne County | 0.77% | $223,300 | $1,903 |
| Pittsburg County | 0.52% | $156,900 | $788 |
| Pontotoc County | 0.6% | $175,400 | $1,135 |
| Pottawatomie County | 0.62% | $165,400 | $1,097 |
| Pushmataha County | 0.34% | $132,300 | $518 |
| Roger Mills County | 0.39% | $157,800 | $720 |
| Rogers County | 0.71% | $240,500 | $1,806 |
| Seminole County | 0.57% | $99,500 | $613 |
| Sequoyah County | 0.53% | $139,400 | $761 |
| Stephens County | 0.68% | $145,300 | $990 |
| Texas County | 0.91% | $163,500 | $1,131 |
| Tillman County | 0.66% | $79,800 | $500 |
| Tulsa County | 0.98% | $230,400 | $2,227 |
| Wagoner County | 0.7% | $234,800 | $1,858 |
| Washington County | 0.87% | $173,200 | $1,558 |
| Washita County | 0.51% | $118,400 | $620 |
| Woods County | 0.63% | $139,600 | $803 |
| Woodward County | 0.6% | $169,000 | $973 |