Minnesota Property Tax Calculator (2026)
The Minnesota median effective property tax rate is 1.02% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $4,080 a year (~$340 a month). Minnesota ranks #20 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.
What is the Minnesota property tax rate in 2026?
Minnesota's median effective property tax rate is 1.02%. On the state median home value of $329,300, the typical bill is about $3,357 a year.
How much is property tax on a $400,000 home in Minnesota?
About $4,080 a year, or roughly $340 a month, at the 1.02% median effective rate.
Where does Minnesota rank nationally?
Minnesota ranks #20 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.08% above the 0.94% US average.
Is this my exact property tax bill?
No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.
How does property tax work in Minnesota?
Minnesota property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.
Because rates vary by county, this page uses the Minnesota median effective rate of 1.02%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.
How much is property tax on a home in Minnesota?
| Home value | Rate (1.02%) | Annual tax | Monthly |
|---|---|---|---|
| $200,000 | 1.02% | $2,040 | $170 |
| $400,000 | 1.02% | $4,080 | $340 |
| $329,300 (state median) | 1.02% | $3,357 | $280 |
| $750,000 | 1.02% | $7,650 | $638 |
How do you calculate Minnesota property tax by hand?
- Find your home's assessed value on your county notice.
- Apply your county's assessment ratio if it uses one.
- Multiply the taxable value by the local millage (tax) rate.
- For a quick estimate, multiply your home value by 1.02% (the Minnesota median effective rate).
What exemptions can lower your Minnesota property tax?
Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.
Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.
Why is your actual Minnesota bill different from this estimate?
Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.
Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.
How does property tax vary by county in Minnesota?
Property tax in Minnesota is set and collected at the county level, so your rate depends on where you live. Across Minnesota's 87 counties, the effective rate ranges from 0.56% in Cass County to 1.19% in Ramsey County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).
| County | Effective rate | Median home value | Median tax |
|---|---|---|---|
| Aitkin County | 0.58% | $255,800 | $1,407 |
| Anoka County | 0.94% | $346,500 | $3,271 |
| Becker County | 0.7% | $291,000 | $2,014 |
| Beltrami County | 0.8% | $237,500 | $2,309 |
| Benton County | 0.92% | $271,000 | $2,651 |
| Big Stone County | 0.87% | $169,100 | $1,473 |
| Blue Earth County | 0.96% | $266,700 | $2,601 |
| Brown County | 1% | $191,200 | $1,976 |
| Carlton County | 1.08% | $245,100 | $2,862 |
| Carver County | 0.96% | $453,600 | $4,501 |
| Cass County | 0.56% | $288,300 | $1,615 |
| Chippewa County | 1.03% | $156,100 | $1,711 |
| Chisago County | 1.02% | $351,900 | $3,780 |
| Clay County | 1.11% | $265,500 | $3,013 |
| Clearwater County | 0.69% | $192,100 | $1,295 |
| Cook County | 0.69% | $336,200 | $2,304 |
| Cottonwood County | 1.05% | $169,300 | $1,781 |
| Crow Wing County | 0.72% | $306,800 | $2,283 |
| Dakota County | 0.96% | $381,000 | $3,749 |
| Dodge County | 1.01% | $287,700 | $3,191 |
| Douglas County | 0.84% | $321,400 | $2,674 |
| Faribault County | 0.9% | $135,300 | $1,334 |
| Fillmore County | 0.81% | $221,100 | $2,076 |
| Freeborn County | 1.08% | $171,100 | $1,907 |
| Goodhue County | 0.98% | $285,100 | $2,998 |
| Grant County | 0.86% | $191,000 | $1,783 |
| Hennepin County | 1.1% | $392,900 | $4,480 |
| Houston County | 1.03% | $239,000 | $2,756 |
| Hubbard County | 0.74% | $282,600 | $2,217 |
| Isanti County | 0.97% | $306,200 | $3,081 |
| Itasca County | 0.86% | $225,200 | $1,945 |
| Jackson County | 0.84% | $157,100 | $1,460 |
| Kanabec County | 1.08% | $228,100 | $2,582 |
| Kandiyohi County | 0.91% | $243,200 | $2,492 |
| Kittson County | 0.81% | $134,800 | $1,239 |
| Koochiching County | 0.79% | $156,600 | $1,156 |
| Lac qui Parle County | 0.9% | $157,600 | $1,422 |
| Lake County | 0.61% | $241,300 | $1,765 |
| Lake of the Woods County | 0.82% | $216,100 | $1,419 |
| Le Sueur County | 0.98% | $316,500 | $3,366 |
| Lincoln County | 0.9% | $164,400 | $1,574 |
| Lyon County | 0.98% | $200,700 | $2,126 |
| Mahnomen County | 0.87% | $161,900 | $1,509 |
| Marshall County | 0.82% | $164,500 | $1,315 |
| Martin County | 1% | $163,500 | $1,671 |
| McLeod County | 1.09% | $246,100 | $2,840 |
| Meeker County | 0.83% | $249,000 | $2,243 |
| Mille Lacs County | 0.96% | $258,300 | $2,698 |
| Morrison County | 0.81% | $248,500 | $2,190 |
| Mower County | 0.98% | $185,200 | $1,907 |
| Murray County | 0.75% | $185,400 | $1,471 |
| Nicollet County | 1.04% | $270,300 | $3,046 |
| Nobles County | 0.86% | $197,200 | $1,956 |
| Norman County | 0.91% | $147,100 | $1,378 |
| Olmsted County | 1.01% | $331,700 | $3,525 |
| Otter Tail County | 0.73% | $273,000 | $2,093 |
| Pennington County | 1.08% | $195,500 | $2,458 |
| Pine County | 0.83% | $239,300 | $2,068 |
| Pipestone County | 0.83% | $140,200 | $1,209 |
| Polk County | 1.01% | $222,800 | $2,245 |
| Pope County | 0.69% | $255,100 | $1,967 |
| Ramsey County | 1.19% | $326,600 | $3,966 |
| Red Lake County | 1.01% | $162,000 | $1,622 |
| Redwood County | 0.82% | $158,200 | $1,581 |
| Renville County | 1.01% | $163,200 | $1,691 |
| Rice County | 1.01% | $320,200 | $3,115 |
| Rock County | 0.73% | $224,300 | $1,590 |
| Roseau County | 0.94% | $183,700 | $1,779 |
| Scott County | 0.95% | $419,400 | $4,230 |
| Sherburne County | 0.95% | $361,400 | $3,560 |
| Sibley County | 0.95% | $231,900 | $2,544 |
| St. Louis County | 1.02% | $221,400 | $2,271 |
| Stearns County | 0.91% | $273,400 | $2,742 |
| Steele County | 1.16% | $245,400 | $2,964 |
| Stevens County | 0.82% | $202,800 | $1,634 |
| Swift County | 0.8% | $161,400 | $1,386 |
| Todd County | 0.95% | $207,700 | $1,982 |
| Traverse County | 0.92% | $114,100 | $1,126 |
| Wabasha County | 0.95% | $264,400 | $2,785 |
| Wadena County | 1.01% | $173,000 | $1,806 |
| Waseca County | 1.13% | $220,800 | $2,603 |
| Washington County | 0.94% | $422,000 | $4,164 |
| Watonwan County | 1.02% | $162,400 | $1,700 |
| Wilkin County | 0.91% | $182,200 | $1,435 |
| Winona County | 0.86% | $235,400 | $2,180 |
| Wright County | 0.95% | $358,900 | $3,523 |
| Yellow Medicine County | 0.96% | $154,700 | $1,606 |