Indiana Property Tax Calculator (2026)
The Indiana median effective property tax rate is 0.74% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $2,960 a year (~$247 a month). Indiana ranks #30 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.
What is the Indiana property tax rate in 2026?
Indiana's median effective property tax rate is 0.74%. On the state median home value of $218,200, the typical bill is about $1,614 a year.
How much is property tax on a $400,000 home in Indiana?
About $2,960 a year, or roughly $247 a month, at the 0.74% median effective rate.
Where does Indiana rank nationally?
Indiana ranks #30 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.2% below the 0.94% US average.
Is this my exact property tax bill?
No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.
How does property tax work in Indiana?
Indiana property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.
Because rates vary by county, this page uses the Indiana median effective rate of 0.74%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.
How much is property tax on a home in Indiana?
| Home value | Rate (0.74%) | Annual tax | Monthly |
|---|---|---|---|
| $200,000 | 0.74% | $1,480 | $123 |
| $400,000 | 0.74% | $2,960 | $247 |
| $218,200 (state median) | 0.74% | $1,614 | $135 |
| $750,000 | 0.74% | $5,550 | $463 |
How do you calculate Indiana property tax by hand?
- Find your home's assessed value on your county notice.
- Apply your county's assessment ratio if it uses one.
- Multiply the taxable value by the local millage (tax) rate.
- For a quick estimate, multiply your home value by 0.74% (the Indiana median effective rate).
What exemptions can lower your Indiana property tax?
Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.
Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.
Why is your actual Indiana bill different from this estimate?
Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.
Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.
How does property tax vary by county in Indiana?
Property tax in Indiana is set and collected at the county level, so your rate depends on where you live. Across Indiana's 92 counties, the effective rate ranges from 0.45% in Brown County to 0.93% in Lake County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).
| County | Effective rate | Median home value | Median tax |
|---|---|---|---|
| Adams County | 0.7% | $178,400 | $1,373 |
| Allen County | 0.77% | $214,900 | $1,689 |
| Bartholomew County | 0.71% | $232,800 | $1,738 |
| Benton County | 0.71% | $151,000 | $1,165 |
| Blackford County | 0.75% | $107,500 | $873 |
| Boone County | 0.83% | $376,200 | $2,919 |
| Brown County | 0.45% | $269,100 | $1,177 |
| Carroll County | 0.57% | $180,900 | $1,015 |
| Cass County | 0.69% | $133,800 | $910 |
| Clark County | 0.71% | $222,900 | $1,716 |
| Clay County | 0.48% | $153,000 | $627 |
| Clinton County | 0.64% | $164,100 | $980 |
| Crawford County | 0.63% | $117,700 | $880 |
| Daviess County | 0.69% | $197,200 | $1,351 |
| DeKalb County | 0.61% | $194,100 | $1,205 |
| Dearborn County | 0.72% | $243,400 | $1,789 |
| Decatur County | 0.57% | $199,100 | $1,230 |
| Delaware County | 0.81% | $139,400 | $1,039 |
| Dubois County | 0.71% | $230,100 | $1,514 |
| Elkhart County | 0.82% | $210,400 | $1,717 |
| Fayette County | 0.62% | $130,700 | $949 |
| Floyd County | 0.66% | $251,000 | $1,736 |
| Fountain County | 0.61% | $143,400 | $849 |
| Franklin County | 0.55% | $249,500 | $1,479 |
| Fulton County | 0.59% | $156,500 | $844 |
| Gibson County | 0.6% | $180,000 | $1,301 |
| Grant County | 0.67% | $122,300 | $884 |
| Greene County | 0.62% | $153,200 | $896 |
| Hamilton County | 0.87% | $405,500 | $3,549 |
| Hancock County | 0.68% | $274,800 | $1,806 |
| Harrison County | 0.56% | $229,600 | $1,224 |
| Hendricks County | 0.81% | $307,600 | $2,482 |
| Henry County | 0.67% | $154,400 | $1,124 |
| Howard County | 0.67% | $165,000 | $1,189 |
| Huntington County | 0.68% | $161,600 | $1,148 |
| Jackson County | 0.53% | $178,300 | $881 |
| Jasper County | 0.5% | $221,500 | $1,029 |
| Jay County | 0.6% | $117,500 | $707 |
| Jefferson County | 0.64% | $194,600 | $1,252 |
| Jennings County | 0.61% | $161,500 | $971 |
| Johnson County | 0.73% | $284,600 | $2,024 |
| Knox County | 0.74% | $137,700 | $933 |
| Kosciusko County | 0.63% | $216,000 | $1,303 |
| LaGrange County | 0.49% | $255,900 | $1,403 |
| LaPorte County | 0.79% | $195,500 | $1,503 |
| Lake County | 0.93% | $230,600 | $2,112 |
| Lawrence County | 0.69% | $175,000 | $1,049 |
| Madison County | 0.73% | $161,300 | $1,192 |
| Marion County | 0.89% | $224,000 | $2,028 |
| Marshall County | 0.67% | $204,900 | $1,362 |
| Martin County | 0.55% | $159,400 | $865 |
| Miami County | 0.48% | $126,200 | $756 |
| Monroe County | 0.74% | $285,200 | $2,036 |
| Montgomery County | 0.64% | $171,800 | $1,116 |
| Morgan County | 0.51% | $237,600 | $1,174 |
| Newton County | 0.79% | $171,500 | $1,323 |
| Noble County | 0.66% | $196,800 | $1,310 |
| Ohio County | 0.68% | $213,100 | $1,305 |
| Orange County | 0.73% | $158,700 | $917 |
| Owen County | 0.64% | $172,400 | $1,145 |
| Parke County | 0.46% | $151,200 | $735 |
| Perry County | 0.63% | $163,400 | $1,106 |
| Pike County | 0.77% | $154,900 | $1,206 |
| Porter County | 0.81% | $281,500 | $2,326 |
| Posey County | 0.52% | $222,900 | $1,384 |
| Pulaski County | 0.56% | $156,400 | $708 |
| Putnam County | 0.45% | $218,900 | $1,042 |
| Randolph County | 0.76% | $113,400 | $900 |
| Ripley County | 0.58% | $222,500 | $1,250 |
| Rush County | 0.6% | $166,800 | $1,079 |
| Scott County | 0.65% | $158,400 | $1,025 |
| Shelby County | 0.67% | $212,400 | $1,412 |
| Spencer County | 0.6% | $185,200 | $1,147 |
| St. Joseph County | 0.85% | $192,800 | $1,665 |
| Starke County | 0.65% | $157,700 | $967 |
| Steuben County | 0.54% | $216,200 | $1,242 |
| Sullivan County | 0.62% | $131,100 | $799 |
| Switzerland County | 0.45% | $175,800 | $793 |
| Tippecanoe County | 0.67% | $239,300 | $1,474 |
| Tipton County | 0.63% | $174,600 | $1,139 |
| Union County | 0.71% | $173,500 | $1,116 |
| Vanderburgh County | 0.81% | $184,000 | $1,474 |
| Vermillion County | 0.79% | $113,100 | $781 |
| Vigo County | 0.82% | $148,500 | $1,313 |
| Wabash County | 0.51% | $157,200 | $813 |
| Warren County | 0.55% | $182,500 | $914 |
| Warrick County | 0.68% | $242,500 | $1,631 |
| Washington County | 0.59% | $172,200 | $1,091 |
| Wayne County | 0.77% | $140,200 | $1,137 |
| Wells County | 0.49% | $197,600 | $1,065 |
| White County | 0.56% | $175,900 | $953 |
| Whitley County | 0.72% | $219,400 | $1,537 |