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Tax year 2026

Georgia Property Tax Calculator (2026)

Direct Answer

The Georgia median effective property tax rate is 0.77% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $3,080 a year (~$257 a month). Georgia ranks #27 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.

What is the Georgia property tax rate in 2026?

Georgia's median effective property tax rate is 0.77%. On the state median home value of $303,300, the typical bill is about $2,341 a year.

How much is property tax on a $400,000 home in Georgia?

About $3,080 a year, or roughly $257 a month, at the 0.77% median effective rate.

Where does Georgia rank nationally?

Georgia ranks #27 of 51 by median effective rate (1 = highest), near the middle of the national range. That is 0.17% below the 0.94% US average.

Is this my exact property tax bill?

No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.

Georgia Property Tax Calculator (2026)

Rates updated 2026 (U.S. Census Bureau ACS 2024). Live estimate — state median effective rate.

Home value$400,000
Estimated annual property tax$3,080
Estimated monthly (escrow)$257
Georgia median effective rate0.77%
National rank: #27 of 51 (1 = highest)US avg: 0.94%

Georgia's median effective property tax rate is 0.17% below the US average of 0.94%. Your county, assessed value, and exemptions will change the actual bill.

How does property tax work in Georgia?

Georgia property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.

Because rates vary by county, this page uses the Georgia median effective rate of 0.77%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.

How much is property tax on a home in Georgia?

Home valueRate (0.77%)Annual taxMonthly
$200,0000.77%$1,540$128
$400,0000.77%$3,080$257
$303,300 (state median)0.77%$2,341$195
$750,0000.77%$5,775$481

How do you calculate Georgia property tax by hand?

  1. Find your home's assessed value on your county notice.
  2. Apply your county's assessment ratio if it uses one.
  3. Multiply the taxable value by the local millage (tax) rate.
  4. For a quick estimate, multiply your home value by 0.77% (the Georgia median effective rate).

What exemptions can lower your Georgia property tax?

Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.

Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.

Why is your actual Georgia bill different from this estimate?

Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.

Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.

How does property tax vary by county in Georgia?

Property tax in Georgia is set and collected at the county level, so your rate depends on where you live. Across Georgia's 158 counties, the effective rate ranges from 0.35% in Towns County to 1.2% in Dougherty County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).

CountyEffective rateMedian home valueMedian tax
Appling County0.65%$76,700$721
Atkinson County0.78%$79,000$625
Bacon County0.89%$101,400$1,144
Baker County0.8%$119,500$1,023
Baldwin County0.6%$181,900$1,276
Banks County0.6%$278,100$1,663
Barrow County0.8%$294,700$2,307
Bartow County0.69%$289,000$2,024
Ben Hill County0.9%$112,700$1,210
Berrien County0.74%$131,600$1,130
Bibb County0.98%$174,500$1,801
Bleckley County0.96%$149,600$1,423
Brantley County0.96%$99,600$1,185
Brooks County0.88%$139,200$1,583
Bryan County0.77%$343,200$2,677
Bulloch County0.64%$222,500$1,679
Burke County0.52%$151,600$1,025
Butts County0.83%$240,600$1,976
Calhoun County0.76%$81,000$903
Camden County0.82%$261,400$2,305
Candler County0.96%$159,200$1,721
Carroll County0.63%$255,100$1,566
Catoosa County0.62%$240,900$1,566
Charlton County0.66%$142,800$1,088
Chatham County0.81%$302,700$2,541
Chattahoochee County0.67%$102,700$856
Chattooga County0.71%$115,600$1,022
Cherokee County0.69%$435,100$2,985
Clarke County0.86%$298,900$2,610
Clay County1%$94,400$937
Clayton County0.85%$222,300$1,933
Clinch County1.07%$84,400$1,101
Cobb County0.69%$407,200$2,720
Coffee County0.6%$128,900$976
Colquitt County0.76%$121,400$1,014
Columbia County0.82%$305,300$2,515
Cook County0.74%$157,500$1,221
Coweta County0.7%$357,500$2,624
Crawford County0.84%$164,100$1,421
Crisp County0.94%$140,200$1,510
Dade County0.56%$198,500$1,133
Dawson County0.61%$406,700$2,430
DeKalb County0.93%$357,800$3,310
Decatur County0.94%$158,800$1,514
Dodge County0.73%$118,100$1,030
Dooly County0.95%$107,400$1,368
Dougherty County1.2%$134,400$1,781
Douglas County0.8%$296,900$2,212
Early County0.77%$131,300$1,081
Echols County0.8%$124,100$1,127
Effingham County0.89%$276,000$2,495
Elbert County0.78%$142,000$1,298
Emanuel County0.78%$94,700$884
Evans County0.94%$138,200$1,405
Fannin County0.4%$306,600$1,021
Fayette County0.78%$436,400$3,285
Floyd County0.92%$217,900$1,847
Forsyth County0.69%$550,400$4,020
Franklin County0.65%$179,000$1,288
Fulton County0.89%$458,800$4,033
Gilmer County0.41%$314,000$1,109
Glascock County0.81%$123,800$1,273
Glynn County0.52%$301,300$1,708
Gordon County0.66%$222,900$1,537
Grady County0.92%$152,400$1,386
Greene County0.55%$394,800$2,425
Gwinnett County0.93%$380,900$3,617
Habersham County0.57%$238,300$1,403
Hall County0.69%$350,400$2,571
Hancock County0.94%$88,600$967
Haralson County0.69%$227,500$1,823
Harris County0.8%$302,800$2,578
Hart County0.52%$215,100$1,209
Heard County0.51%$186,800$1,049
Henry County0.89%$313,900$2,741
Houston County0.83%$219,800$1,835
Irwin County0.76%$105,600$1,132
Jackson County0.79%$345,000$3,000
Jasper County0.81%$243,400$1,959
Jeff Davis County0.65%$118,300$1,093
Jefferson County0.89%$105,400$1,009
Jenkins County0.82%$92,900$797
Johnson County0.81%$94,900$889
Jones County0.96%$194,500$1,878
Lamar County0.93%$216,500$1,864
Lanier County0.87%$162,300$1,615
Laurens County0.53%$154,500$1,021
Lee County0.93%$231,800$2,250
Liberty County0.93%$201,500$2,087
Lincoln County0.8%$165,900$1,643
Long County0.71%$218,300$1,903
Lowndes County0.76%$215,600$1,750
Lumpkin County0.64%$307,900$1,989
Macon County1.11%$97,300$954
Madison County0.74%$219,700$1,677
Marion County0.64%$154,100$1,090
McDuffie County0.77%$170,200$1,391
McIntosh County0.73%$182,700$1,462
Meriwether County0.81%$168,800$1,445
Miller County1.15%$124,000$1,595
Mitchell County1.08%$106,000$1,402
Monroe County0.73%$271,200$1,886
Montgomery County0.81%$115,500$1,204
Morgan County0.72%$342,300$2,425
Murray County0.43%$180,700$1,225
Muscogee County0.85%$193,900$1,660
Newton County0.85%$265,000$2,348
Oconee County0.67%$461,600$3,222
Oglethorpe County0.68%$231,600$1,733
Paulding County0.82%$326,300$2,619
Peach County0.78%$207,800$2,117
Pickens County0.58%$332,700$1,990
Pierce County0.77%$153,300$1,266
Pike County0.84%$305,600$2,668
Polk County0.73%$187,600$1,413
Pulaski County0.91%$157,600$1,463
Putnam County0.63%$249,300$1,698
Rabun County0.49%$295,200$1,651
Randolph County0.95%$90,200$964
Richmond County0.85%$178,500$1,508
Rockdale County0.71%$292,900$2,074
Schley County0.91%$143,900$1,288
Screven County0.94%$124,300$1,519
Seminole County0.99%$121,900$1,486
Spalding County0.89%$228,700$2,142
Stephens County0.71%$175,300$1,424
Stewart County0.93%$65,100$994
Sumter County1.04%$120,200$1,502
Talbot County0.83%$117,100$1,356
Taliaferro County0.8%$68,900$902
Tattnall County0.67%$140,000$1,260
Taylor County0.75%$87,700$838
Telfair County0.7%$113,300$1,269
Terrell County0.97%$118,400$1,227
Thomas County0.84%$196,700$1,539
Tift County0.86%$165,200$1,419
Toombs County0.82%$137,000$1,235
Towns County0.35%$316,100$1,084
Treutlen County0.66%$100,100$708
Troup County0.87%$217,200$2,024
Turner County0.92%$97,300$1,026
Twiggs County0.35%$111,300$807
Union County0.45%$307,400$1,611
Upson County0.81%$168,700$1,433
Walker County0.86%$197,100$1,479
Walton County0.72%$339,500$2,563
Ware County0.85%$109,500$1,047
Warren County0.78%$67,100$730
Washington County0.85%$112,500$1,127
Wayne County0.75%$162,800$1,265
Webster County0.77%$82,600$925
Wheeler County0.84%$88,200$554
White County0.62%$278,900$1,800
Whitfield County0.64%$218,000$1,391
Wilcox County0.94%$87,600$795
Wilkes County0.87%$122,700$1,292
Wilkinson County0.87%$86,300$775
Worth County0.98%$104,900$1,185

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Verified by our data team

Last updated: June 21, 2026. Effective rates verified against the U.S. Census Bureau American Community Survey (ACS) 2024 — median real-estate taxes paid divided by median owner-occupied home value — and cross-checked with the Tax Foundation and Construction Coverage 2026 compilations.

What are the most frequently asked questions?

  • Georgia's median effective property tax rate is 0.77% (median tax paid divided by median home value, U.S. Census Bureau ACS 2024). Your county rate may differ.

  • About $2,310 a year, or roughly $193 a month, at the 0.77% median effective rate before exemptions.

  • Your county assesses your home's value and applies a local millage rate. For a fast estimate, multiply your home value by the 0.77% Georgia median rate.

  • Most Georgia counties offer a homestead exemption on a primary residence, and many add senior, veteran, and disability relief. Amounts vary by county — confirm with your assessor.

  • This uses the state median rate. Your county may tax above the median, your assessed value may differ, and exemptions change the taxable amount.

Disclaimer: this page is for educational and estimation purposes only; it is property-tax research, NOT tax or legal advice. Property tax is assessed locally by your county and municipality. Figures use each state's median effective rate (U.S. Census Bureau ACS 2024); your county, assessed value, and exemptions (homestead, senior, veteran, disability) will change the actual bill. Always confirm with your county assessor or a qualified professional.