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Tax year 2026

Colorado Property Tax Calculator (2026)

Direct Answer

The Colorado median effective property tax rate is 0.48% for 2026 — median real-estate taxes paid divided by median home value (U.S. Census Bureau ACS 2024). On a $400,000 home that is about $1,920 a year (~$160 a month). Colorado ranks #47 of 51 nationally. Enter your home value below for an instant estimate, then confirm the exact rate with your county.

What is the Colorado property tax rate in 2026?

Colorado's median effective property tax rate is 0.48%. On the state median home value of $539,400, the typical bill is about $2,602 a year.

How much is property tax on a $400,000 home in Colorado?

About $1,920 a year, or roughly $160 a month, at the 0.48% median effective rate.

Where does Colorado rank nationally?

Colorado ranks #47 of 51 by median effective rate (1 = highest), among the lowest in the country. That is 0.46% below the 0.94% US average.

Is this my exact property tax bill?

No. Your county sets the millage and assessed value. This uses the state median; homestead, senior, and veteran exemptions can lower your bill.

Colorado Property Tax Calculator (2026)

Rates updated 2026 (U.S. Census Bureau ACS 2024). Live estimate — state median effective rate.

Home value$400,000
Estimated annual property tax$1,920
Estimated monthly (escrow)$160
Colorado median effective rate0.48%
National rank: #47 of 51 (1 = highest)US avg: 0.94%

Colorado's median effective property tax rate is 0.46% below the US average of 0.94%. Your county, assessed value, and exemptions will change the actual bill.

How does property tax work in Colorado?

Colorado property tax is set locally, not by the state. Your county assessor values your home, then applies a local millage (tax) rate. Cities, school districts, and special districts each add a share.

Because rates vary by county, this page uses the Colorado median effective rate of 0.48%. That is the median tax paid divided by the median home value, from the U.S. Census Bureau (ACS 2024). It is a benchmark, not your exact bill.

How much is property tax on a home in Colorado?

Home valueRate (0.48%)Annual taxMonthly
$200,0000.48%$960$80
$400,0000.48%$1,920$160
$539,400 (state median)0.48%$2,602$217
$750,0000.48%$3,600$300

How do you calculate Colorado property tax by hand?

  1. Find your home's assessed value on your county notice.
  2. Apply your county's assessment ratio if it uses one.
  3. Multiply the taxable value by the local millage (tax) rate.
  4. For a quick estimate, multiply your home value by 0.48% (the Colorado median effective rate).

What exemptions can lower your Colorado property tax?

Most counties offer a homestead exemption on your primary home. Many add relief for seniors, veterans, and people with disabilities. These lower your taxable value, so your real rate is often below the median.

Rules and amounts vary by county and change over time. Check your county assessor for the exemptions you qualify for before relying on a figure.

Why is your actual Colorado bill different from this estimate?

Three things move your bill away from the state median. Your county rate may be higher or lower than the median. Your assessed value can lag the market. And exemptions reduce the taxable amount.

Use this page to budget and compare. For the exact number, use your latest assessment notice and your county's current millage rate.

How does property tax vary by county in Colorado?

Property tax in Colorado is set and collected at the county level, so your rate depends on where you live. Across Colorado's 64 counties, the effective rate ranges from 0.22% in Jackson County to 0.66% in Broomfield County. The table lists every county's effective rate, median home value, and median tax paid (U.S. Census Bureau ACS 2024).

CountyEffective rateMedian home valueMedian tax
Adams County0.66%$484,200$2,962
Alamosa County0.45%$239,100$1,024
Arapahoe County0.55%$561,200$2,938
Archuleta County0.33%$478,100$1,688
Baca County0.4%$122,900$545
Bent County0.41%$146,900$517
Boulder County0.52%$756,300$3,998
Broomfield County0.66%$664,500$4,007
Chaffee County0.29%$665,700$1,901
Cheyenne County0.41%$187,500$887
Clear Creek County0.4%$608,500$2,350
Conejos County0.44%$193,400$780
Costilla County0.31%$184,700$582
Crowley County0.32%$116,200$521
Custer County0.35%$392,100$1,547
Delta County0.34%$343,200$1,068
Denver County0.47%$616,000$2,751
Dolores County0.39%$247,600$659
Douglas County0.57%$713,600$3,947
Eagle County0.36%$839,500$3,510
El Paso County0.45%$461,000$1,874
Elbert County0.47%$709,800$3,214
Fremont County0.36%$324,000$1,175
Garfield County0.39%$527,800$2,201
Gilpin County0.37%$573,900$1,310
Grand County0.3%$601,500$2,071
Gunnison County0.31%$621,800$1,798
Hinsdale County0.36%$437,900$1,359
Huerfano County0.31%$247,800$699
Jackson County0.22%$239,600$416
Jefferson County0.53%$637,600$3,082
Kiowa County0.63%$161,500$939
Kit Carson County0.48%$239,500$1,185
La Plata County0.27%$591,500$1,552
Lake County0.64%$466,100$1,960
Larimer County0.52%$569,100$2,832
Las Animas County0.27%$237,600$535
Lincoln County0.46%$246,500$1,092
Logan County0.45%$245,300$1,132
Mesa County0.38%$378,600$1,439
Mineral County0.33%$430,500$1,500
Moffat County0.52%$289,500$1,146
Montezuma County0.29%$331,400$958
Montrose County0.36%$388,400$1,385
Morgan County0.52%$338,600$1,751
Otero County0.37%$168,900$520
Ouray County0.24%$739,800$2,050
Park County0.39%$532,100$1,771
Phillips County0.5%$258,200$1,456
Pitkin County0.34%$1,139,100$4,074
Prowers County0.34%$160,600$487
Pueblo County0.52%$291,300$1,467
Rio Blanco County0.33%$274,400$917
Rio Grande County0.44%$239,500$925
Routt County0.28%$854,700$2,736
Saguache County0.43%$212,600$690
San Juan County0.29%$432,500$1,364
San Miguel County0.27%$720,700$1,900
Sedgwick County0.52%$149,000$664
Summit County0.32%$939,900$2,995
Teller County0.35%$479,900$1,672
Washington County0.42%$226,200$874
Weld County0.55%$471,700$2,440
Yuma County0.53%$211,700$1,003

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Verified by our data team

Last updated: June 21, 2026. Effective rates verified against the U.S. Census Bureau American Community Survey (ACS) 2024 — median real-estate taxes paid divided by median owner-occupied home value — and cross-checked with the Tax Foundation and Construction Coverage 2026 compilations.

What are the most frequently asked questions?

  • Colorado's median effective property tax rate is 0.48% (median tax paid divided by median home value, U.S. Census Bureau ACS 2024). Your county rate may differ.

  • About $1,440 a year, or roughly $120 a month, at the 0.48% median effective rate before exemptions.

  • Your county assesses your home's value and applies a local millage rate. For a fast estimate, multiply your home value by the 0.48% Colorado median rate.

  • Most Colorado counties offer a homestead exemption on a primary residence, and many add senior, veteran, and disability relief. Amounts vary by county — confirm with your assessor.

  • This uses the state median rate. Your county may tax above the median, your assessed value may differ, and exemptions change the taxable amount.

Disclaimer: this page is for educational and estimation purposes only; it is property-tax research, NOT tax or legal advice. Property tax is assessed locally by your county and municipality. Figures use each state's median effective rate (U.S. Census Bureau ACS 2024); your county, assessed value, and exemptions (homestead, senior, veteran, disability) will change the actual bill. Always confirm with your county assessor or a qualified professional.